PHP Ladies

Bringing Back Life to the Insurance Industry


PHP Agency is a different kind of financial services company. We’re on a mission of Bringing Back Life to the Insurance Industry.

Our Culture at PHP attracts people from all walks of life.

Personal Approach

We have a personal interest in the well-being and success of every associate. In PHP you will develop friends for life and find mentors who will work to help you reach your goals.

Active Social Media Network

At PHP, we try to harness the best web-based tools to help your growing business. We stay up to date on the latest media and technology and are active on social media/digital sites such as YouTube, Facebook, Twitter, Instagram and WordPress.

Recognition and Rewards

Part of the PHP Culture is about recognizing our agent’s extraordinary efforts. We hold contests, raffles and incentive bonuses and miss no opportunity to make our agents feel like rock stars. Every year you can find our agents at some of the world’s most coveted travel destinations and our annual Awards Gala is a don’t-miss event.

National HQ Support

PHP has a full time staff in Los Angeles that is always ready to serve our agents. Our headquarters office team is carefully selected, trained and fully aligned with the company’s goals and mission.

A New Way of Thinking about Insurance

At PHP, we’re “Bringing Back Life to the Insurance Industry”. By giving our agents access to our network of providers, we are able to make a difference for families nationwide. We understand that Life Insurance can be a sensitive topic and we strive to make sure that we make a positive and memorable experience for all the families that we serve.


PHP is proud to have a diverse team. We have people from all walks of life, backgrounds, religions and ethnicities. PHP is a company built on teamwork and embracing the ever changing cultural business environment.

Our Blog

Entrepreneur DNA- Is It In You?

June 2, 2016

Entrepreneur Tour Logo Our goal on this Entrepreneur Tour, is to inspire, educate and inform new and established entrepreneurs about why it's the perfect time to take control of your life and "Vote 1099". Here are a few tests to see if you have the makings of an entrepreneur. See you on the road and make sure to use #Vote1099 on all your social media posts.

Do You have What it Takes to be An Entrepreneur?:

What's Your Entrepreneur IQ?:

Take the Poll:

…  Continue

PHP’s 2016 Contest to Costa Rica

March 11, 2016

php_agency Who doesn't like to travel? There's something special about working hard and being rewarded for your efforts and we love to reward our top performers at PHP. Every year we pick an exclusive destination around the world to travel to and lets just say that some of our agents are racking up their frequent flyer miles. Some of our past trips include:
  • Cancún
  • Dubai
  • Italy
  • Puerto Vallarta
  • Hawaii
  • Aspen
  • Caribbean Cruise
  • Maui and many other incentive trips.

2016- Westin Golf Resort & Spa

Those who qualify to this year's trip will enjoy a 4 night and 5 day stay at the world famous Westin Golf Resort & Spa (Playa Conchal) All- Inclusive 5 Star Resort.

Will you be joining us this year?

[su_custom_gallery source="media: 3763,3764,3765,3766,3767,3762,3761,3760,3759" limit="10" width="500" height="240" title="never"] To find out how to qualify, login to your backoffice for the PDF with Qualification Dates and Details. We will see you soon.  …  Continue

Entrepreneur Rewards Program

Coming soon...

Meet Our Leaders

Every leader in PHP has a unique story and background. Here are some of the successful individuals who are truly committed to the mission and cause of our company.

Jorge Pelayo

Position: President’s Council
Office: Van Nuys, CA
Background: Waiter/Marketing

Jason Graziani

Position: Senior Vice President
Office: Dallas, TX
Background: Warehouse Manager

Jose and Marlene

Position: Senior Vice President
Office: Burbank, CA
Background: Debt Collector/Real Estate

Diana Joe

Position: Senior Vice President
Office: Pasadena, CA
Background: Art Museum Director

Len and Latasha

Position: Executive Marketing Directors
Office: Riverside, CA
Background: Principal/Psychologist

Rodolfo and Cecilia

Position: Marketing Directors
Office: Houston, TX
Background: Security/Student

Jon Mason

Position: Senior Marketing Director
Office: Jacksonville, FL
Background: Entertainer

Vick and Magda

Position: Executive Marketing Directors
Office: Pasadena, CA
Background: Real Estate

Cindy Cobos

Position: Senior Marketing Director
Office: Palmdale, CA
Background: Real Estate

Matt and Jessica

Position: Marketing Directors
Office: Oxnard, CA
Background: U.S Navy/Waitress

Kehinde Thomas

Position: Senior Marketing Director
Office: Plantation FL
Background: Insurance Broker

Our Chairman

Patrick Bet-David is a man who inspires. He is a successful entrepreneur, emerging author and popular blogger committed to helping people get more out of life. Patrick takes complex ideas and converts them into simple life lessons.

His intriguing perspective on opportunity is colored from his experience as a young immigrant from war-torn Iran in the late ’80s. He has a true rags-to-riches story that saw him first serving in the U.S. military before breaking into the financial services industry. Before turning 30, Patrick started a PHP Agency, one of the fastest growing companies in the U.S.

As entrepreneur and author, Patrick is shaping the next generation of leaders with a voice of honesty and sometimes controversial insights. In his first book, “Doing the Impossible: The 25 Laws of Doing the Impossible”, Patrick gives practical advice on how anyone can take ownership of his or her own life and rediscover dreams and aspirations. In “The Next Perfect Storm”, he shares a look at the current market conditions creating the next financial boom.

A regular blogger for over three years, Patrick recently turned a weekly radio show in Los Angeles into a video blog series called “Valuetainment Weekly” where he shares practical advice on all facets of life. He is also the voice behind “Newton’s Bark”, a weekly finance lesson from, a website designed to help educate people on all things related to personal finance.

Find out more about Patrick and his other accomplishments at

VP of Operations

Jennifer Bet-David is the Co-Founder of PHP Agency and currently serves as the Vice President of Agency Operations. Jennifer began her career in insurance and financial services in 2002. She has held numerous operational, sales and leadership roles, helping countless families with their insurance and financial planning needs along the way.

At PHP she manages a suite of functional departments including commissions, new business processing, contracting, licensing and fulfillment. All which comprise the operational infrastructure which supports the company on a daily basis. In this key role she developed the specification for CICERO, the back-office business support system (BSS) designed specifically for PHP’s policy processing, agent licensing, application workflow tracking, custom reporting and intricate commission payment needs. CICERO is accessed via PC or mobile, providing instant access to key data and customized reporting filtered by user and their permission level.

Jennifer also conceived and launched, PHP Ladies, an active initiative within PHP focused on empowering women in business. Her goal is to provide a platform that lifts up women and inspires them to take leadership roles, become Marketing Directors and open new offices and markets.

Jennifer is driven by a passion to make a positive difference in other’s lives. She volunteers to support a number of local and national charities. In 2013, she received the “Voice of the Community” Award for her consistent involvement with those organizations. Jennifer is also a mother of two young boys and is actively involved in her church.

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